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Ray has been involved in the Australian housing industry and land development for more than 40 years and has held senior positions in some of Australia’s largest building and development companies such as; AV Jennings, Simonds Homes and Devine Limited.

During his senior management positions, Ray managed the sales of over 10,000 homes through online marketing and display home networks in Melbourne, Sydney, and the regional areas of Victoria and New South Wales.

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Jeremy has over 24 years experience in mortgage origination and the mortgage securitisation industry involving all aspects ranging from client interaction, credit submission, credit approval and settlement. He also has extensive commercial brokering experience involving financial statement analysis and application, presentation and loan submission.
Mr Goddard is a Member of the Australian Institute Of Company Directors, is a Fellow of the Financial Services Institute of Australasia, holds a Graduate Diploma in Applied Finance and Investment, Diploma of Finance and Mortgage Brokering Management and completed a Bachelor of Commerce Degree.

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